Read the latest blog posts from Paragon Home Loans. 

  • 2022 Housing Market Take Aways

    2022 housing market takeaways and what can be predicted for 2023 The housing market historically has been a fluctuation of ups and downs. 2022 was on a downtrend from a previous hot market. With inflation at a 40+ year high, the Federal Reserve stepped in to raise the fed funds rate, which in turn impacted mortgage rates considerably. The rapid rise in interest rates affected many homebuyers to delay their search as they now become fence-sitters. With uncertainty comes hesitation to make any un

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  • Starting the Home Buying Process

    One of the most exciting parts about buying a home is searching and finding the perfect house. Although exciting, homebuyers that jump the gun may find themselves in a load of disappointment. Before searching online or connecting with a real estate agent, buyers need to get preapproved so that they have a good understanding of how much house fits within their budget. The first step in homeownership needs to be talking with a trusted lender.  Getting answers on affordability and working out comf

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  • Veteran's Day

    In 1919 President Wilson acknowledged the first Armistice Day to credit all those who served after WWI. Veterans Day is now observed on November 11th in honor of all US Veterans who have sacrificed so much for our freedom. This federal holiday is celebrated once a year, but did you know Veterans have a remarkable mortgage option that is available year-round? A VA mortgage offers incredible benefits such as 0% downpayment, no monthly mortgage insurance, and can be used multiple times throughout

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  • Top 7 Recommendations from Previous Clients

    Homebuying is rarely ever described as simple and straight forward process. The pandemic has not made this process any easier, but following these seven, simple recommendations from previous homebuyers will help ease some future frustration. 1) Find a Loan Officer that has your best interest at heart A superior Loan Officer will assist you in figuring out how much home you can afford and then fit you to the most beneficial loan product. Don’t get caught just looking at the flashy gimmicks. A q

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  • First Time Homebuyer tips for after you close

    According to a study done by the National Association of Realtors Research Group, first time home buyers made up 31% of all home buyers in 2021. Majority of those homebuyers were uncertain on what to expect after the closing table. Here are some of our suggestions and advice from past first-time borrowers that can ease the overwhelming feeling of uncertainty. Know your location Trying to find your way around at the last minute can be both frustrating and a waste of time. Scope out the best rou

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